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This product option is finest if you’re prepared to make larger payments over a shorter time period, so as to pay only the original mortgage amount . Home Improvement Secured 20 Year Credit Union pays up to $1,000.00 towards closing costs. If the loan is paid off inside 25 months of the funding date, Suncoast will gather the closing prices paid on your behalf in the payoff. Home fairness loans have mounted charges, so getting one when charges are low could assure you a low price on a 15- or 20-year mortgage, he says. The money you receive from a HELOC comes from your equity, …